Did you know that these days, through the use of the internet (or the inter web for Richard Rawlings – great show btw), you can obtain instant quotes, for pretty much everything. From Cars, Health, Christmas (yes its true..) to life insurance. If you are thinking about taking out life insurance or increasing the level of cover, you can obtain instant life insurance quotes online.
Not only are the quotes available instantly, but you can save upto 60% on the premiums. Yes its true a 60% saving just by taking a few minutes of your time to compare quotes based on your zip code.
Free Quotes Online
Many people obtain 1 quote and assume this is how much the life insurance (or health or car for that matter) will cost. That is not the best approach and could cost you thousands. Take our challenge. Obtain up-to 10 quotes and compare the costs. You will be surprised at the differences different companies charge for the same policies.
Why are the premiums so different
That is a question we get asked a lot. Why do different insurance companies charge such different amounts for the same policy. Some insurance companies focus on niches, e.g. Married Couples under 30, with children and who are non smokers. They then offer discounted premiums for this business and increase premiums on other classes of business to cover for this. They figure that young couples will be with them longer and they can then cross sell other products. Others focus on more senior people or may focus on a certain demographic within a part of the country. Sadly some companies just charge higher amounts, because they feel they can.
When looking for life insurance, shop around. Get quotes and compare the premiums. Once you have found something you are comfortable with, then go for it. There is no point in waiting for the next day, as sadly for some, the next day never arrives.