Happy New Year
Happy new year to all our readers. It certainly was an eventful year with changes, differences of opinion, challenges and of course severe weather that impacted many. There is not a year goes by without something major happening that impacts many hundreds if not thousands of people. Are you prepared if that something was to happen to you? Is your house insurance upto date? Is your auto insurance valid. What about your life insurance? Have you updated it for any change in circumstances or do you have any at all? At the start of a new year it is the perfect opportunity to put these areas in order. Use the new year as the impetus to purchase cheap life insurance.
Life Insurance No Medical Exam
For many people the fear of a medical exam puts them off taking out life insurance. It shouldn’t. It is possible to purchase life insurance with no medical exam. Many insurance companies will accept you based on just a couple of medical health questions and for those who are worried due to a known medical condition it is possible to take out guaranteed acceptance life insurance. However the premiums will be more expensive and the amount of life cover available is limited.
Compare Life Insurance Quotes
In order to make sure that you are obtaining the best possible life cover, for the cheapest premium possible, it is necessary to use a price comparison site. Term life insurance cover provides life insurance for a period of time, giving the name term life, as it is only valid for a limited term. This term can run from 5 to 30 years depending on your age. As the insurance companies know the limit of the risk (the term) these policies are cheaper than Permanent Life. As the name suggests Permanent Life Insurance provides cover on a permanent basis. As long as you keep paying the premiums your life remains insured.
Best Life Insurance Rates
It is important to use the comparison sites to find the best rates available and when using them, ensure you select at least three quotes to enable you to see how much it is possible to save by shopping around. People shop around when looking for clothes, shoes, furniture etc, it is important to remember this when looking at buying life insurance.