Why Buy Life Insurance Online

Why buy life insurance online?

In a nutshell, because you cant find more affordable life insurance elsewhere.
Insurance companies like most business operating today are finding that the easiest way to reach new consumers is online. People don't now want to make an appointment to see their bank manager or insurance agent. They want to be able to find competitive quotes online and Life Insurance Companies understand this. Their business models are now built around expanding the online presence, whilst reducing branch costs. This means savings to you, the consumer, through cheaper insurance premiums. It therefore makes sense, to save time and money, to buy term life insurance online.

What is Term Life Insurance?

There is confusion about what exactly term life insurance is.
Term life insurance as the name suggests, runs for a limited period, or term. At the end this specified period of time, or term, the life insurance expires. Hence the name, Term Life. The policy is effective for the length of time of the policy. Therefore the insurance companies risk is reduced as they are only providing the life insurance for the specified time. As this risk is reduced, so is the cost of the cover, compare term life insurance quotes and see for yourself. Many people use this type of life insurance to cover a debt, e.g. a mortgage or bank borrowings. It can also be used to top up the amount of life cover or for families just starting out.

No medical required

If you don't want the hassle of having a medical exam or are worried about the prospect, you should not let that put you off. Many companies will provide term life insurance without the need for such an exam.

Online Term Insurance
Competitive Quotes

To compare term life insurance quote's from the top ten insurance companies in your location, enter your zip code below and see how much you can save.

life insurance with no need for a medical exam

Why Buy Life Insurance Online

Protect your loved ones

See how much you can save!